Customers' credentials are what cyber fraudsters profit from
In order to fulfill an order or service, retailers and service providers are required to identify their customers to be sure whom they are dealing with. Therefore, every customer has to have an online profile, which is typically created using their personally identifiable information. Once an online profile is created, customers are required to prove who they say they are through the use of a username (usually e-mail address) and password. These pieces of information, commonly referred to as “credentials”, are what cyber fraudsters profit from.
There is proliferation of stolen online credentials all over the place, as billions of credentials are obtainable from multiple channels, including closed instant messaging and social media groups, the Surface Web, the Deep Web, and the Dark Web.
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